Navigating health insurance options can be overwhelming, but you’re not alone. I understand the burden of expensive healthcare. I specialize in finding affordable options tailored to your needs, whether you’re an individual or a family. With access to a wide range of public and private options, I’ll help you uncover low or even no-cost plan options!
Navigating health insurance options can be overwhelming, but you’re not alone. I understand the burden of expensive healthcare. I specialize in finding affordable options tailored to your needs, whether you’re an individual or a family. With access to a wide range of public and private options, I’ll help you uncover low or even no-cost plan options! – make this font one size smaller to match other heros
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At a minimum, all plans are required to cover these 10 essential health benefits, with many offering additional coverage.
Outpatient care including doctor visits, specialist consultations, and outpatient surgeries.
Immediate coverage for accidents or sudden illnesses.
Inpatient care, surgeries, and necessary hospital services.
Prenatal, delivery, postpartum care, newborn screenings, and vaccinations.
Counseling, therapy, and substance abuse treatment.
Coverage for prescribed medications, including generics and brand-name drugs.
Aid for improving physical and cognitive abilities.
Diagnostic tests such as blood tests, urine tests, and imaging studies.
Vaccinations, screenings, counseling, and chronic disease management programs.
Well-child visits, immunizations, dental, and vision care for children up to a certain age.
Monthly payment for health insurance coverage, varying by plan level and insurer.
Out-of-pocket amount for covered services before insurance kicks in, inversely related to premiums.
Costs for healthcare services, with copayments being fixed amounts and coinsurance a percentage of service costs.
Maximum amount to pay for covered services in a plan year; after reaching this, insurance covers 100% of covered services.
This subsidy lowers your monthly insurance premiums based on the cost of coverage in your state, estimated income, and household size (including you, your spouse, and tax dependents).
This subsidy reduces out-of-pocket costs by lowering deductibles, coinsurance, copays, and out-of-pocket maximums. To qualify, you must enroll in a Silver ACA level plan.
*You may be eligible for both subsidies, significantly reducing your annual health insurance expenses. More than half of our members with a subsidy paid $0 per month for their plan!
I offer a range of supplementary insurance options to enhance your protection and
peace of mind.
With my expertise and dedication, I have the solution to your health insurance needs,
ensuring you find the perfect plan within your budget. Don’t hesitate to reach out to me
today. Let’s work together to secure comprehensive coverage while maximizing savings!
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